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Mortgages

Bulgarian Mortgages
Knight International are able to recommend mortgage lenders who will be able to advise as to whether it is viable for you to make an application for a mortgage in Bulgaria.

Points you should consider are:
  • Mortgages are available for off-plan properties once they reach roof level stage of construction
  • Mortgage companies will lend up to 70% of the declared notary value
  • Interests rates are usually between 6.5% and 7.5%
  • Mortgages terms are up to 20 years only
  • Arrangement fees are between 1000 - 2000 euros approx

UK Mortgages

There are currently only a few mortgage lenders that will assist with financing property in Bulgaria. A cheaper option may be to look to raise the capital in the UK instead.


This buyer’s guide is compiled to the best of our knowledge and in good faith. E&OE